17 May, 2017 Events

REAL ESTATE AND MORTGAGE MATTERS

On Saturday morning, April 1st, 2017, Robert Roby of Family Tree Wealth Management, IPC Securities Corporation presented Eric and Geri Cosgrove, Royal LePage Performance Realty Ltd., and Chad and Patty Southwell, Southwell Mortgages to our workshop attendees. 

 

Eric and Geri have distinguished themselves in serving the real estate needs of Ottawa families for over 20 years. They received recognition as finalists for the Professional Service of the Year Award by the Ottawa Chamber of Commerce for their innovative team approach in serving boomers and their parents. Eric and Geri bring a rich experience and expertise to helping clients make a move under sometimes difficult circumstances.  Each member of their trusted circle of service provides mutual support to ensure the best of service to their clients. They embrace a careful, consultative approach and offer a one-stop-shopping to seniors who intend to either age in place, or to move on. In their presentation, they discussed the Ottawa real estate market, Ottawa the best place to live, Ottawa and retirement, employment, demographics, immigration, LRT impact on development and prices, new homes, resale, rentals and mortgages.

 

Chad & Patty Southwell, are an Ottawa based mortgage broker team with over 25 years of combined experience. They offer a one stop shop to over 45 major lenders with a mortgage that is tailored to a client’s needs, whether it’s residential, construction, secondary and commercial financing.  Chad and Patty specialize in alternative financing for customers who do not fit the bank underwriting criteria. They work with their customers at assessing their needs and securing affordable mortgage refinancing. At this morning workshop, they discussed mortgage rates and why qualifying is so difficult now, the high-ratio rule, the conventional mortgage rule, and what’s the impact on rates.